Need assistance finding the best mortgage or funding for your project?

No matter what project you are looking to start, having the correct mortgage/finance in place is essential. SPF Private Clients are also part of the Howden Group and can help understand your requirements to advise on the best financial products.

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Who are SPF Private Clients?

SPF are an award winning national brokerage employing over 200 people, with offices in ten locations across the UK, Channel Islands, Hong Kong and Singapore. For over 25 years they have helped clients achieve their goals, providing expert advice along the way across:

SELF-BUILD MORTGAGES – You want to know if a self-build project is achievable well before you start incurring any costs. They have access to all the lenders on the market and can advise as to the correct provider offering the correct product for your project.
BRIDGING FINANCE – Looking for a short-term loan to purchase a property or release equity? Every bridging loan is different as each client’s circumstances are unique. They will know which lenders to approach in order to find the most cost-effective finance for you.
AUCTION FINANCE – They are experts in auction finance having completed on hundreds of auction purchases with all the major auction houses, across all types of properties.
REFURBISHMENT FINANCE – They can arrange the finance to help your refurbishment project, from light refurbishment to heavy structural works, including altering the square footage of a building and carrying out works under planning permission.

Why use a mortgage broker??

Mortgage brokers—or ‘mortgage advisers’ as they’re sometimes called—act as intermediaries between you, the borrower, and mortgage lenders. Mortgage brokers are able to assess your financial situation, guide you on the kind of mortgage you need, and find the best rates and terms based on what you can afford.

Mortgage brokers are even more important if you need a specialist mortgage or finance. In these complex and sometimes time-consuming transactions, having an expert on your side can help ensure the transaction goes through without a hitch.

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SPF Private Clients Limited is authorised and regulated by the Financial Conduct Authority (FCA).

Renovation and Self-build Insurance

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Renovation Plan is a trading name of Howden UK Brokers Limited, which is authorised and regulated by the Financial Conduct Authority No. 307663. Registered in England and Wales under company registration number 02831010. Registered Office: One Creechurch Place, London, EC3A 5AF. Calls may be monitored and recorded for quality assurance purposes.